India’s 1st
VIRTUAL ATM

Withdraw Cash from Shops Using Smart Phone
No Cards, No ATMs, No Terminals required. Direct Integration With CBS of Partner Bank.

See How It Works Learn More
Cash Withdrawal
BANKING PARTNERS

Partnering Banks

We collaborate with leading banks across India to enable secure and seamless cardless withdrawals.

J&K Bank

Live

IDBI Bank

Live

Indian Bank

Live

Axis Bank

Coming Soon

Karur Vysya Bank

Coming Soon

More banking partners coming soon...

OUR PARTNERS

6,50,000+ Merchants Across India

CSC
PROCESS

How It Works

Four simple steps to withdraw cash without ever visiting an ATM or bank.

01
Open Your Banking App

Use your bank's mobile app to initiate a cardless cash withdrawal request.

02
Generate a Token

Enter the amount and authenticate via OTP. A secure transaction token is generated instantly.

03
Visit Nearest Merchant

Locate a VATM-enabled merchant near you. Share your token at the shop.

04
Collect Your Cash

The Merchant verifies the token and handover the cash. Transaction confirmed in real-time.

ABOUT US

Management Team

Paymart India Pvt. Ltd is promoted by veterans and professionals from the financial and banking sector with over 100 years of combined experience. We are India's first Virtual ATM.

Amit Narang

Amit Narang

Founder & CEO

amitnarang@mypaymart.com | +91-9915876860

34+ years in finance covering FX, remittances, and e-wallets. Built a 3.5 lakh-agent network for Western Union across India. A post-graduate in commerce and MBA in marketing & finance. A seasoned entrepreneur - PayMart is his second startup. First Startup FxMart acquired by Flipkart and rebranded as PhonePe.


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G C Pande

Co-Founder & CPO

IIT Kanpur alum with 37+ years in banking across agriculture, rural, and commercial sectors. Former GM at SBI and Country Head (Philippines). Played a key role in launching YONO

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Surinder Singh Bedi

President

With 40 years of experience across the FED, Currency Department, Banking Operations, and Urban Banking, he has held key leadership roles including DGM at RBI and served as an RBI Nominee Director

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Suvir Chopra

IT & Operations

Over 30 years of experience in telecom, BFSI, & IT infrastructure, with expertise in application design and maintenance. Previously associated with Apollo Munich, IBM India, & Reliance Communications

MEDIA CENTER

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HOW TO USE

This process as shown in video is just indicative process. However, the process of transaction may differ from Bank to Bank

GRIEVANCE

Contact

Let's Talk

Have questions? Our team is here to help you.

Address

Paymart India Pvt Ltd.
SF-20, 2nd Floor, City Emporium Mall,
Plot no - 143A, Ind.Area Phase-1,
Chandigarh-160002

Email

support@vatm.in

Phone

+91 9915346888